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Ifeoma Umar

NF-2026-10026Disbursed

Submitted

Identity Verified

University Review

Bank Validation

Approved

Disbursed

IU

Ifeoma Umar

HND Estate Management

UNIB/0026 • 300 Level

Application
NF-2026-10026
University
UNIBEN
Bank
Stanbic IBTC
Officer
Chuka Nwosu
Loan amount
₦1,080,000
Risk
Low
Application Health96/100
96

Required Documents

  • Admission LetterReceived
  • National ID (NIN)Received
  • Income Verification (≤ ₦500,000/yr)Received
  • Guarantor FormReceived
  • Bank Statement (Tier-2)Received

Application Timeline

Audit trail — every workflow action is logged here

  1. Application submitted

    Student completed NELFUND online form

    28 Nov 1969, 00:00

  2. NIN verified

    Identity confirmed via NIMC

    29 Nov 1969, 00:00

  3. Documents requested

    Income verification & admission letter

    01 Dec 1969, 00:00

  4. Reminder sent to university

    Automated escalation triggered on day 6

    03 Dec 1969, 00:00

  5. University verification in progress

    Registrar reviewing admission status

    05 Dec 1969, 00:00

  6. Bank validation call

    BVN & Tier-2 account confirmation (24h SLA)

    06 Dec 1969, 22:00

  7. Loan approved

    Officer signed off — ₦1,080,000 tuition

    07 Dec 1969, 19:00

  8. Funds disbursed

    Payment released to institution account

    08 Dec 1969, 21:00

Workflow Tools

Every action logs to the timeline

Stakeholders

  • IU

    Ifeoma Umar

    Applicant

  • CN

    Chuka Nwosu

    Risk Analyst

  • UN

    UNIBEN Registrar

    University

  • ST

    Stanbic IBTC Ops

    Bank